It may seem grim to plan for your death when you're in the prime of your life - it's also important, responsible and incredibly helpful to your loved ones.
The principle of compounding.
If you want your New Year's resolutions to stick, you need to find some accountability measures that work for you.
Not knowing where to save is no excuse. Find out what retirement savings options are available to you now and develop an emergency plan to be your short-term safety net.
Convincing yourself it's important to save in your 20s can be a challenge, but there are some simple ways to set yourself up for future success.