The Abacus Investment Committee has studied and approved the use of the DFA Short Duration Real Return (DFAIX) bond fund, which will replace two previously used bond funds—the DFA Treasury Inflation Protected Securities (DIPSX) and DFA Short-Term Extended Quality (DFEQX) bond fund. The new fund will offer double the inflation protection in the bond portfolio. It will also keep the yield of the bond portfolio nearly unchanged while reducing interest rate risk by increasing credit risk. Given the threat of rising interest rates, the Abacus Investment Committee believes that this is a prudent trade-off.